FAQ

We commit to giving you a response in principle within 24 working hours. Once your complete file is validated, funds are released within 48h to 72h maximum.

No, no processing fees are charged. We take no commission on your loan. Our remuneration comes solely from our banking partners.

We finance all legal business sectors: commerce, services, industry, construction, catering, health, technology, etc. Each file is studied individually.

Rates depend on several factors: borrowed amount, duration, business sector, company seniority, and financial situation. Our rates start at 3.8% for short-term loans.

Yes, early repayment is possible at any time without penalty. This allows you to reduce the total cost of your credit.

This depends on the amount and profile. Up to €50K, often no guarantee is required. Beyond that, we may ask for a director's guarantee or mortgage depending on the project.

To be eligible, your company must be domiciled in the EU, have a legal activity, and present a stable financial situation. The minimum seniority is generally 6 months.

Required documents: Kbis extract, 2 latest balance sheets, bank statements (3 months), director's ID. Other documents may be requested depending on the project.

We finance existing companies (minimum 6 months of activity). For creations, we direct to specialized schemes or study case by case with personal guarantees.

After submission, you receive a confirmation email with a file number. Our team keeps you informed by email and phone at each step.

Once validated, you receive a detailed loan offer. After electronic signature of documents, funds are transferred to your account within 48h.

Yes, as long as the offer is not signed, you can modify the parameters of your request. Contact your dedicated advisor for any adjustment.